Thoroughbred Financial was born out of a strong determination to develop the best boutique mortgage company imaginable. Its founders, Jess and Dona Tolan, have been fortunate to work with many superb companies and wonderful people over the years. While eternally grateful for the education, experience and professional associations that have impacted their lives, at some point, there was a real pull to develop something proprietary. Out of the years of working for numerous companies, from the behemoths to those more moderately sized, and in each case recognizing ways that those business models might be improved, came a keen desire to build the best organization possible from the ground floor up. With a clear vision of the essentials, the stage was set to establish a truly great company. You are cordially invited to tour our site and discover the fundamentals used to chart the daily course at Thoroughbred Financial, Inc.  

Customers first

Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.

Get fast answers

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.